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M3 MOTORS - Privacy and Information Use

DEAR VALUED CUSTOMER

Our company respects your concern for privacy. Our goal is to respond to your inquiries, provide better customer service, and offer products, services, and other promotional information that you request and that we believe may help meet your needs or be of interest to you.

However, we recognize our responsibility to protect the privacy and security of the nonpublic personal information we collect from you. We want you to understand our information-sharing practices, which are designed to meet strict legal requirements and ensure the confidentiality of your information.

Text Messages and Other Communications to a Telephone

You authorize us to contact you, including by sending text messages directly or through a conduit text messaging service, and other communications to a cell phone using an automatic telephone dialing system or an artificial or prerecorded voice message, at any number you provide.

You acknowledge that any text messages or prerecorded messages sent by us may contain sales or marketing content. You may revoke your consent for us to contact you at a specified telephone number through any reasonable means. Message and data rates may apply. Message frequency may vary. Reply STOP to opt-out.

Mobile information gathered in Opt-In or SMS campaigns will not be shared with third parties or affiliates for marketing or any other purpose. The texting service providers, cell phone carriers (e.g., T-Mobile, Verizon, AT&T, etc.) are not liable for delayed or undelivered messages.

The Type of Information We Collect

The type of information we collect depends on the product or service we provide to you or that you are inquiring about. We collect information that you provide on applications and other forms, details about your transactions with us, our affiliates, or others, and information provided by third parties, including credit reporting agencies.

The information may include identifying details such as your name, address, birth date, social security number, and contact details; your creditworthiness, credit score, and transaction history; financial details such as income, assets, and employment status; and certain demographic information. If you apply for an insurance product, we may collect limited health information.

How We Treat the Information

We are committed to the security and confidentiality of your nonpublic personal information. We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except as authorized by you or permitted by law.

Our security practices include limiting access to this information to employees and business associates with appropriate authority and intended business purposes only. Employees are educated on the importance of protecting your personal information, and we enforce responsibilities regarding our privacy policy.

Disclosures to Affiliated Entities

We may share the information we collect with affiliated entities. You have the right to prevent sharing of information, except for transaction details like payment history or our experiences with you. If you do not want us to share this information with affiliates, please let us know.

Disclosures to Non-Affiliated Entities

We may share the information we collect with non-affiliated third parties to offer products and services that may be valuable to you. These organizations may include financial institutions (motor vehicle lenders, lessors, mortgage brokers, insurance agents), non-financial companies (retailers, publishers, direct marketers), providers of aftermarket products (warranties, service contracts), trade associations, and nonprofit organizations.

Additionally, we may disclose certain information to affiliates and non-affiliated third parties as permitted or required by law or court order. We only disclose such information to organizations that agree to treat it confidentially and use it solely for the intended purpose.